A debt collector is a person or company whose job is to collect on past-due debts for creditor companies. Creditors may have their own collection departments or hire outside agencies to do the work for them. If a debt is in the process of being collected, the debt collector can call you, write to you or send you mail regarding the debt.
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When a debt collector calls Incassobureau inschakelen bij vorderingen, be polite, but don’t be afraid to ask questions. Ask for the name of the agency and who they are collecting on behalf of. Also, request a written statement of the debt and how much you owe. Keep all communications, including letters, in your files for future reference and if you have any disputes.
Debts can be very confusing and frustrating for consumers. Debt collectors can be abusive and pushy, but there are some laws that protect consumers from being harassed or bullied by debt collectors. The Fair Debt Collection Practices Act (FDCPA) regulates what debt collectors can and cannot do when they collect on a debt.
If you have a valid debt, you are responsible for paying it. However, if you don’t think you have a debt or the statute of limitations on it has expired, you can stop a debt collector from harassing you by disputing it in writing. A trusted debt settlement firm can help you settle your debt for less than what you owe. For more information about settling your debts, visit this page: