Vanquis Credit Card Review

Vanquis credit card login uk that specializes in offering credit cards to people with limited or no credit history. This is achieved with a modern origination process that leverages FICO Origination Manager Cloud Edition to improve loan and credit card acquisitions.

How much credit do you need to be approved for a credit card?

The Vanquis Visa Classic is a credit builder credit card, designed to help people rebuild their credit rating by showing that they can manage a credit card responsibly. In order to improve a credit score, a cardholder needs to pay their monthly minimum payments on time and stay under the card’s limit.

In addition to the standard features of any credit card, the Classic includes an extra 56 days interest-free on purchases each billing cycle (as long as you clear your balance in full each month). This feature applies only to new purchases and not cash advances.

Applying for a credit card with Vanquis is easy and convenient – you can use their eligibility checker to find out if you’re likely to be accepted before you apply. Depending on your application details, Vanquis may be able to provide you with an eligibility response within 60 seconds.

Vanquis also gives tips on their web portal to help customers learn about using and managing their cards, and the card’s credit limit. It also offers 24/7 full service online banking and eVanquis apps for iPhone and Android to help you track your spending and make sure you don’t go over the credit limit.